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Graduate Gemologist Appraiser

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Precision Gem Appraisals

Trustworthy. Accurate. Affordable.

PGA is a comprehensive  

gemological laboratory providing professional insurance appraisals, estate evaluations, gemstone identification services and more to clientele in Colorado's Front Range and beyond with a commitment to excellence and integrity throughout the valuation process. 

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Precision Gem Appraisal Services

Expert Appraisals

Insurance Evaluations

 The purpose of this document is to obtain insurance coverage for your jewelry or timepieces on your homeowner's, renter’s policy or with an independent insurer of jewelry.

Items are fully researched and given a valuation at the appropriate and most common market level.

The appraisal is written for the retail replacement value of an item should it become lost, stolen or badly damaged. It is the written description of an item in which the insurance company and its underwriters will use to determine the premium and amount of insurance needed, depending on the terms. Make sure you know what your policy covers.

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Estate Evaluations

Discover Your Asset’s True Value

Estate jewelry appraisals are based on the fair market value of items as of the decedent’s date of death or alternative date as determined by the executor and are used for the estate’s tax liability. These values are lower than the insurance replacement values. In cases where the items are kept rather than sold, the values are based on fair market value in the secondary retail level in the appropriate market.

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Colored Stone Identification

Is this stone genuine?

Do you have a loose gemstone or a piece of jewelry with a stone and you don’t know what it is? There are many green stones that could be emerald, peridot, tourmaline or garnet. A red stone could be a ruby, spinel or garnet. Is your dark blue stone a sapphire, topaz or tanzanite? Did you know that sapphires, spinels and garnets come in almost every color? Many of these have synthetic counterparts. Some stones are even composed of two pieces of different stones called doublets. It may be valuable or just a pretty piece of glass but without the proper tools and knowledge to identify it, you’ll always be guessing. For a nominal fee, I’ll be happy to look at it, run some basic gemological testing and come to a conclusion without you having to pay for a full written report.

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Frequently Asked Questions

  • How much do appraisals and other services cost?
    Minimum appraisal fee $100.00 per item. Higher charges apply to larger carat stones, period pieces, multi stone pieces, complex designs, items requiring additional research and establishing provenance. Fees will be quoted before work begins. Please bring in any documentation which may be available, such as previous appraisals, sales receipts, grading reports and insurance listings along with the item(s) which needs to be done. It is important for complete documentation to have all the facts in your file. If any discrepancies exist, we will address it during our session. The thoroughness of your report will determine how well you are covered in the event of loss, theft and/or damage. Appraisal update fee: Within 5 years of original appraisal, 50% less than current fee schedule. Estate Distribution fee $200.00/hour, one hour minimum. IRS Estate Appraisal fee $300.00/hour, one hour minimum. Stone Verification fee $75.00 New Purchase Verifications fee $100.00/hour, one hour minimum. Report verifications fees are charged at a per carat/each pricing scale: 0.50ct-0.99ct $100.00 1.00ct-1.99ct $150.00 2.00ct-2.99ct $200.00 3.00ct-3.99ct $250.00 4.00-4.99ct $300.00 5.00+ By Quote Expert Consultation fee $150.00/hour, one hour minimum. Prices for appraisals include precise documentation, digital pictures, plotting diagrams on natural diamonds over 1.00 carat, and presented in a USPAP compliant format – all necessary for proper insurance coverage. Fees are based on the amount of work, the difficulty of the item(s) and the research which may be necessary to make a fully comprehensive report. Estimates will be quoted when the pieces are presented for examination and the exact nature of the appraisal and work required can be determined. PGA specializes in being a complete mobile gem lab, available for larger collections. A nominal trip fee of $50.00 will be added for an appointment set within a 20 mile range. Longer ranges available by quote. PGA accepts: Cash, Check, Venmo, Visa, Mastercard.
  • Why do fees vary so much?
    If you receive a ‘free’ appraisal from the seller, it is really just a Documentation of Purchase. It should state what was sold, the grading, stone weights and the actual transaction price. Do not be fooled by inflated documentation. This is nothing more than a marketing tool. Also, be aware that if someone says they can do an appraisal for considerably less – they are not doing you a favor. The appraisal report will be scant and may not be backed up by any level of expertise. In case of loss or theft — you could have problems. It is fair to charge for the amount of work and research required to complete your project properly, and to ensure it will hold up in court if required. You are covered only as well as your appraisal report is written and by the qualifications of the appraiser. Dollar amounts, if higher than warranted, are not necessarily the amount you will be awarded in case of loss, theft or damage. You have to understand your individual policy and how you are covered. Do not rely on inflated and often fictitious dollar values, or on appraisals with very little information. This will benefit your insurer and cost you money in premiums — but may not “make you whole” in case of a loss.
  • What kind of appraisals and services do you offer?
    The services PGA offers range from USPAP compliant Insurance & Estate Appraisals, Stone Identification, Expert Consultations, Diamond Grading, New Purchase Verifications, and Equitable Distribution.
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About the Appraiser

I am a Graduate Gemologist from the Gemological Institute of America (GIA) and a Certified Appraiser from the National Association of Jewelry Appraisers (NAJA), living and working in Denver for the last 20 years. I have extensive knowledge of the jewelry and appraisal industry. Because I am a Certified Member of NAJA, the appraisals I deliver are USPAP (Uniform Standards of Professional Appraisal Practice) compliant, and adhere to the NAJA report writing standards, an important distinction in today’s environment. The Uniform Standards of Professional Appraisal Practice (USPAP) is the generally recognized ethical and performance standards for the appraisal profession in the United States. USPAP was adopted by Congress in 1989, and contains standards for all types of appraisal services, including real estate, personal property, business and mass appraisal. 

Many insurance companies are transitioning to policies requiring USPAP compliant appraisals, inherently performed and signed by a Graduate Gemologist.

Since 2018, I have inspected and determined the value of my clients' assets. As your professional Graduate Gemologist Appraiser, I guarantee accurate valuations and for a fair price.

Contact Me Today!

About

DIPLOMAS

Bachelor of Arts, Indiana University, 1992

Graduate Gemologist (GIA) Gemological Institute of America, 2003

 GIA Diamonds Graduate; GIA Colored Stones Graduate

GIA Diamond Essentials, GIA Diamonds and Diamond Grading

GIA Accredited Jewelry Professional (AJP)

MEMBERSHIP

 Certified Member (NAJA) National Association of Jewelry Appraisers, 2021-2024

 

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WORK HISTORY

Sales Associate, Charles Koll Jewelers, 2001-2003
Sales Associate, Diamond Specialist, Hyde Park Jewelers, 2003-2015
Sales Associate, Fifth Avenue Designs, 2016-2022
Appraiser, Fifth Avenue Designs, 2018-2022
Appraiser, Precision Gem Appraisals, LLC 2022

Contact PGA

3955 E. Exposition Ave. Ste 500-B Denver, CO 80209

303-596-9303

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